Fintech Innovation and the Transformation of Financial Service Institutions in the Digital Era. Economics Note, [S. l.], v. 2, n. 2, p. 57–64, 2026. DOI: 10.70716/econote.v2i2.258. Disponível em: https://ejournal.kalibra.or.id/index.php/econote/article/view/258. Acesso em: 12 oct. 2026.